Accessed March 16, 2020. ‎07-08-2016 I have to have bought from the same seller multiple times before I'd ever consider paying by bank. Have the check cashed and then turned into a cashier’s check made out to you. 10:05 AM. This buyer would report the seller and call ebay and ask them to cancel the transactiion so there was no chance of an unpaid item strike. This is a 100 percent fail-safe way to be paid for both the buyer and the seller. Reply Prev 1. of 6. Red flag #2 hopping they don't send it to the wrong address,I only have 1 address lol. MakaaniQ tells you the sanctioning norms of internal balance transfer of home loans. A bank transfer, also called a wire transfer, is a way to send money from one bank account to another anywhere in the world. If you insist that the seller pays off his loans before you buy the vehicle, make sure you get a signed, written proof of payment from the seller's bank or financing company. Read our cookies policy. If this goes OK I then transfer the full amount. ‎07-10-2016 Seller wants to be paid by bank transfer!!!! Bank of America. Chase. So now it seems as though the seller isn't going to claim the payment. I will never pay for anything on ebay other than via paypal. Read on for more information, including how to make a bank transfer and what details you’ll need. Bruno_Eye 22. He's aware that cheque will needs to be cleared before I can send the item. I don't know why they just didn't cancel? Nobody who does read the boards would ever have to ask that question. As to not being in the mood to sort things out, how can you sort anything out if the seller has used a hacked bank account and/or is not even in Australia. I paid them nearly a week ago lol,but their not accepting it, on Are you even sure that there is an item to be bought? Here are some of the rules that you need to be aware of when using PayPal: A seller using PayPal: 04:01 PM 11:43 AM, Sounds like the old time Chinese hijackers/scammers that would pocket money if the buyer was silly enough. 06:31 PM. Hello I have just bought something for 80£ and the seller wants a cheque or bank transfer, not paypal. If you use paypal you must pickup the goods in person. Or ding stars badly. Is it safe to buy on Gumtree using bank transfer? Editor, Marcus Herbert. 08:56 PM. The bad news: scammers prefer money transfers. 11:10 PM. 07:42 PM. 11:42 AM familiarise yourself with the latest version. If you live overseas send me a message via ebay .I will not ship these items or help with shipping if you use paypal . First thing is have you checked the seller's feedback? So my dilemma now is if I pay by bank transfer and mind you I have never purchased from this seller b4, now will I get. - edited on 11:56 PM. We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the. A bank transfer is when money is sent from one bank account to another. ‎07-08-2016 We believe that every person using the Internet should familiarise themselves with the most popular money transfers scams to know how to avoid them and protect themselves from these scams. Seller News. 04:11 PM, Hi tazz I ended up sending a message and the seller said even though they would rather of got paid by bank. She is arranging for a delivery company to collect and has asked if she can do a bank transfer of the money as she won't see me in person. on on Do you actually read the boards? Seller wants a bank transfer instead of using PayPal. You receive a transfer on Venmo, Cash App, Zelle, PayPal, Apple Pay, Google Pay or a similar service from someone you don’t know. Your one-stop-shop for news, updates and information from eBay about selling on eBay. Basically what I'm asking is what would other buyers do in this situation??? Purchases made with ACH take 5 days for the coins to be delivered, while SEPA purchases take less than two days. This is what is known as 'internal balance transfer' of home loans. Seller has many positive feedback and located a few hours from me so who knows really, on One precaution I usually take when transferring money for the first time to a new recipient is to make a small £1 transfer initially and ask the recipient to confirm its safe arrival in their account. ‎07-08-2016 Busted - not a real poster at all but an answering algorithm), on Hi I've put my sofa on gumtree and a lady has contacted me saying she wants to buy it. Usually, if someone asks for a “bank wire,” they want a traditional, domestic bank-to-bank transfer. ‎07-08-2016 Got contacted by a buyer wanting to pay by cheque or bank transfer. - edited ‎07-08-2016 Bank Transfers are common for European sales. Coinbase charges a flat 1.49% fee on all transactions. Bank of America. ‎07-10-2016 on OK great I said,went and paid with PayPal and now they are refusing to claim the payment so here we go again. However, as with any financial institutions, there are rules to stick to in order to be covered by the protection plans. I am not sure you would be able to get a refund should things not turn out. 07:47 PM. Before you press the buy it now button please read the following conditions .If you want to bid please ring or text me on 0412 xxx xxx. You have to be kidding? ‎07-10-2016 on ‎07-08-2016 Getting people to pay by bank transfer is what scammers do. If a seller was demanding bank transfer, I'd not think twice about hitting the PayPal button, purely to show them I'll pay how I see fit. 07:32 PM. Post Tweet Share Share with WhatsApp Share with Messenger Community Updates. He's happy to pay via bank transfer. on I have used bank transfer occasionally on Ebay without problems but normally pay via Paypal. Random Acts of Kindness and All things Positive! ‎07-09-2016 In Europe you can buy with your bank account via SEPA transfer. ‎07-08-2016 on COLD WEATHER PAYMENTS TRIGGERED - CAN YOU GET £25 TOWARDS YOUR ENERGY BILLS? Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. Posted 7th Feb 2018. 12:38 AM. Paid a £ Deposit via Bank Transfer - Seller Now Wants More. if you got the item at a very good price). Drive off into the sunset, live happily ever after and so on. The seller is in anticipatory breach of that contract. Search My Stuff. Other Reclaiming: Mortgage Fees, Council Tax etc, Pensions, Annuities & Retirement Planning, Report Holiday Deals, Bargains & Special Offers, Martin's Blogs & Appearances & MoneySavingExpert in the News. A wire transfer describes any electronic transfer of money. When making a purchase, be suspicious of any requests to pay by bank transfer or virtual currency instead of safer methods, such as credit card or payment services such as PayPal. Most banks give you two options: You can take the title, or you can let the bank know where to send the title. Bank-to-service-to-bank option 1: Recipient fills in their details. on Which? ‎07-15-2016 transfer they understood and said to pay with PayPal. As lyndal said scrambler, Paypal only, I have 2 sellers that I'd be confident in using BT with no others. - edited Transferring money from your bank account is usually fast, free and safer than withdrawing and paying in cash. You might want to check with your banking institution about the fees, and to see if they have reciprocal agreements with the bank receiving the transfer. "Wire Transfer FAQs: What Is a SWIFT Code?" He says that he would need a bank transfer instead of PayPal. You went to the bank and either withdrew the required cash or got a bankers draft (known as a bank cheque in some countries), then went to the dealership and paid for your car. To get started, search the list below for the bank or credit union where you already have a bank account. After all....$400........lotta money....just sayin', on 08:51 PM, on Paid a £ Deposit via Bank Transfer - Seller Now Wants More. ‎07-09-2016 Red flag #1 asking to pay by bank transfer. This seller has got very good feedback but I have that feeling that things won't end well lol. 11:13 PM. a simple realistic answer will do cheers. Back in the day, it was all quite simple. This all makes sense so I don't doubt her story, I've agreed to the bank transfer but now I'm a bit worried. I would politely decline her offer of a bank transfer and say paypal is … @jeanuk1953 wrote: I bought an iPhone from a seller and wanted to arrange collection and pay him in cash but he sed this wasn’t possible but if I would make a bank transfer he cud give me a discount as it would save him PayPal fee. on Read any negative comments especially to see what they were about. My Profile My Preferences My Mates. Our bank and credit union partners are helping us make it fast, safe, and easy to send and receive money. I really don't think it is worth the risk. on It will be a good idea to keep a close eye on your Email account and watch for phishing Emails,(especially. They also asked for me to verify my address and said that people have many different addresses on ebay (ok I didn't know that) so they don't send it to the wrong address. Otherwise, the title can go directly to the buyer. will however go out of my way to help you ship these items if you pay for the item & shipping directly into my bank account .The reason for this is paypal allow a purchaser 150 days to lodge a dispute against me The seller  .I now have 2 (items) stuck in the UK as i was forced to refund the purchaser whilst the (items) where in transit . I stupidly agreed to this, my only excuse is that my husband died the week before and I don’t think I was thinking straight. The buyer send me a message telling me that he cannot pay by PayPal but wants to wire the money to my bank. Zelle is a quick way to pay people you know and trust in minutes. If any of the bad scenarios do happen then I'm not in the mood or have time to straighten things out (so lazy as it's so cold lol). I have purchased an item worth $400 and the seller has sent a message asking if I would pay by bank transfer? 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